# of Cards and Balance(s) - Poll

Up to 20, looking for more. Balance fluctuates too much to nail down, right now about $20,000. Earning 19.47% paying avg of 4.9%.

www.creditsense.com

 

CreditWorks pays 19.47% APR. I started the company with my sister in '96 as a method to take advantage of teaser rates and enjoy the benefits of a business and to get more and less expensive credit both for us individually and for the business.

www.creditsense.com

 

3 cards, balance of $358.00

I like it that way!

Michelle

 

1 card, limit 2250, balance 1900 until I get the bill, then balance 0.

 

0 - 0

lol

 

Down to 8 cards - I do not revolve balances.
My goal is to keep only my four favorites:

Amex Platinum
Citi Platinum Select
Citi Dividend Plat Select
Diners Club

Regards,

 

8 cards - 0 balance

 

3 cards-60.56 balance. I am going to try to NEVER get trapped by credit card debt again!

 

2 (actual) cards - $4,000 balance
2 (catalog) cards - $600.00 balance

ew

 

29 cards -no store cards revolving 22,000 nothing over 2.99 apr

 

2 cards (discover and citi), $0 balance.

 

13 credit cards; currently owe $4683 (0% until June 2004)

 

FICO ranges for 0 or low balance?

What kind of FICO ranges do you folks have with 0 or very low revolving debt have?

 

FICO ranges for 0 or low balance?

I only know my PG number (729).

 

FICO ranges for 0 or low balance?

I received my chapter 13 discharge 18 months ago. I just refinanced my house and bought a new vehicle. That's the only debt I am carrying.I have 3 cards and am determined to pay the balances in full each month if I use them. My FICO scores are in the mid 600 range.

 

FICO ranges for 0 or low balance?

Pooky,

My last check (May 03) was 758.

ChesterR

 

FICO ranges for 0 or low balance?

ChesterR, so what kind of cc debt or utilization do you have?

Thanks...

 

FICO ranges for 0 or low balance?

ChesterR, so what kind of cc debt or utilization do you have? How many cc cards do you have?

Thanks...