Oh Baby, Its Here!!!!!!!

Discussion in 'Credit Talk' started by mcs7, Aug 29, 2003.

  1. mcs7

    mcs7 Member

    Thanks to the information on this board and all of you lovely people, I have emerged from the subprime market in style. Blue style that is.

    American Express Blue Cash.
    $2000 limit and 8.98 percent.

    Bye Bye Providian 23.99% (sock drawer)
    Bye Bye Capitalone 14.99% (sock drawer)

    Thanks for the memories.. err.... Not!

    But to the esteemed members of this boards thank you thank you thank you for all the advice. And to the newbies out there just stay with it. It took me 16 months but I made it.

    EQ 738
    TU 715
    EXP ???? No Baddies

    PS Which card should I pursue next?
  2. PsychDoc

    PsychDoc Well-Known Member

    Way to go! :)

  3. rubiela10

    rubiela10 Member


    Can you share with the newbies what your 16month struggle involved and your FICO score? Also, did you apply for the card or what is a pre-approved in the mail offer?

    I am hoping to apply for an AMEX Blue in December.

    Again, great job...I've been inspired once again.
  4. SoParkDiva

    SoParkDiva Well-Known Member

    Unless you want to see these scores plummet like a rock I suggest you stop while you're ahead.
  5. Eric2OO2

    Eric2OO2 Well-Known Member

    Congrats ! ! !

    By the way when I apply for a new card sometimes I loose zero points, other times I've lost 3-7 points. Although as you probably already know this is going to vary from person to person. However I doubt your scores are going to plummet like a rock.

    Anyhow Congrats again ! ! !
  6. tmitchell

    tmitchell Well-Known Member

    If you have a relatively long credit history to begin with (good or bad), new accts may not hurt you too much (if at all).


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