This one is called Teletrak. I got a decline for a furniture purchase and this is who they referred me to yesterday. Teletrack features products for: Auto Finance Payday Advance Rental Purchase Debt Buyers & Collectors Consumer Finance Cable, Telecom, Utilities & Wireless Credit Cards Mortgage Lending Insurance Furniture Finance http://www.teletrack.com/
I did. Asked the lady who answered the phone if I could request by fax. They sent it like 15 minutes later. It only had two accounts that were more than 5 years old. I called back and was able to dispute by phone. She told me that the investigation would take 5 days.