The results on my first round... TU: 3 deletions, 1 verified EXP: 4 deletions EQF: 3 deletions, 1 verified Now... the funniest thing about it all is that 1 account that I threw in on EQF just for the heck of it was the car loan that was closed 5/02. Really hurting me as it was showing like 19-30s and 8-60s (or something close to that). Deleted. Just like that. YAY!! Here is what I have left... TU: Bad car loan closed 5/02 showing 8-30s and 1-60. Could I get so lucky to have it deleted from all three??? And a Cross Country Bank from 6/98 that has been re-disputed. EXP: Bad car loan same as above and CCB. Also Plains Commerce Bank that is closed but has 1-30. EQF: CCB, Plains Commerce Bank showing 1-30. EQF also has the yucky atty stuff that I am sending a validation request for. 2nd round of disputes in progress... I am so excited and grateful!!! Thanks all!!