My husband has lots of strange things happening on his CRA reports. Many collectors for the same thing - most of which are still open and random amounts and strange DOLAs. This is one that appears to be very cut and dry. It is an installment account. A car that he had awhile ago. How would you deal with this? NAC Account # 3014XXXX Type Installment Rate/Status --CHARGE OFF Opened 6/96 DOLA 9/97 High Credit 10,841 Balance 0 Account transferred or Sold Ameristar Account # 3014XXXX Type - Installment Rate/status ---- blank Opened 6/96 DOLA NA High Credit 10,841 Balance 0 Account transferred or Sold Asset Acceptance LLC Account # NAC Inc. 155XXXX Type -- Open Rate/Status 120+ days past due Opened NA DOLA 4/1998 High Credit - 7,858 Balance 9,490 Collection Account Tell me, what do I do with the AmeriStar?? Is that a bad listing?? It does appear fairly obvious that Asset Acceptance is collecing for National Auto Credit - since they list it on their account number, but the numbers are different and the DOLA is later. Re-aging? Asset Acceptance has a judgement against my husband. (we discussed the garnishment issues earlier, if you remember) So a DV letter to AA seems pointless....wouldnt they just send the judgment?? (we are doing repair work, but I am also just flat out trying to understand what the heck he owes to who... there are sooo many listings ...for not so much debt.)
