Ok I am fuming, but somewhat happy at the same time. I sent validation to a collection attorney. He immediately sends back a letter (postmarked after he received validation) stating: 'ignoring this debt will not make it go away. your balance is XX. Please cooperate and send payment, blah blah blah." mini miranda is at the bottom. How on earth does requesting validation constitute 'ignoring a debt'??? THEN... today. another envelope from same attorney... "This will acknowledge your recent call to our office. Please call back to discuss your account" (mini miranda at bottom of this too) UM guess what....I NEVER CALLED THEM. I know better than to do that. what on earth is he trying to pull??? I am hoping this will discredit him a little bit, since he obviously has me confused with someone else. grrr.
Re: Re: OH the nerve of this attorney little does he know...i am not as easily confused as I used to be in regards to my rights, lol. btw... I just looked at the green card...there is no date of delivery stamped on it. Isnt there a way to check this online? EDITED TO ADD: I found it online at usps.com....Printed it up and made a copy.
Re: Re: Re: OH the nerve of this attorney ok yes you found it usps.com does it show that it was delivered on -line?
Re: Re: Re: OH the nerve of this attorney yep. shows validation request was delivered the day before he mailed out 2 more collection attempts.
Do you think this was a genuine mistake, or is he screwing with me? I'm still trying to figure out what this means.... anyone have any ideas?
I think often these attorneys deal with several complaints a day. It could be that both the "ignoring this debt" letter and the "call" letter were form letters. This would make sense and would serve at least three purposes for the attorney: 1. It would save time. 2. It would confuse you. 3. The letter, with the confusing info and the attorney's letterhead, would intimidate most people into contacting the attorney and attempting to settle the debt. I think it helps you in that if this ever goes to court the letter would seem to make the attorney look like a bit of a schmuck, imo.
Kyle has the right of it. It's a stock form letter they use. You'd think an attorney would know better. Gib
thanks so much guys. I guess I need to stop being so self-absorbed. I realize there are thousands more out there dealing with attorneys contacting them for debt collections, and that the attorney isnt going to single out ME to mess with. I think I just freaked out because now its finally happened to me. I guess I have a lot in store with these bozos. They've already sent me 4 letters in one week. Should I just wait 30 days and ignore all their letters in the meantime? Its so hard! I already have a letter written (but not sent) concerning their accusation that I'm 'ignoring them'. They seem to be the ones ignoring validation, lol. "dear sirs, ignoring this validation request will NOT make it go away." lol
I think it depends on what's in the letters. If you just keep getting form letters, ignore it and laugh, imo. You're in the driver's seat until they validate, and the less communication you have with them, the better. If they send you something a little more specific, it would probably be to your benefit to post it and get some advice before you do anything.
Re: Re: OH the nerve of this attorney This is a good thing. It causes them to assume EVERYONE is an idiot, but then they run into us. Buwahahahahaha!
Re: Re: OH the nerve of this attorney THIS IS AN ATTEMPT TO MAKE AN ARROGANT SCUM ATTORNEY OBEY THE LAW, ANY AND ALL INFORMATION GATHERED WILL BE USED FOR THAT PURPOSE. I'm still confused about validation. I requested validation back in May, and never got it. Now the alleged debt is trying to be collected upon. I don't see how this is not a violation? Where the FDCPA says all collection efforts must CEASE, until validation is provided.
