My Capone limit is now $400. Yeah, in two years and four months my credit has amazingly gone from $200 to $400.
I've been pretty lucky with CapOne. I have 3 cards from them with a total limit of $1100. Not a lot, but some better than you have been able to do. I always pay off all the cards in full each month, and that help a lot, I think Bill Bauer
Use Planet Feedback. It works. I got a $100 increase, and upgraded to a Gold card. I used PF, called the Customer Advocate, and he doubled my credit limit to $600 and lowered my APR to 17.9%. My credit sucks pretty bad, so that is a good step!! Dustin
I agree completely about Planetfeedback.com. I received a Cap 1 gold card in Feb. I called the day I got the card. It had a 0% apr til Sept. and then went to 18.9%. I got them to reduce the go to rate to 15.7% before I even activateda the card. They told me they would give me a credit increase after I made my first payment. I called back after paying and was told they couldn't do anything for me. I wrote through Planet Feedback and was told to call the consumer advocate at Cap 1. He gave me a $300 increase at that time. So, write to cap 1 through PF, tell them that you've had this account for over 2 years, no lates or overlimits etc. I bet you'll have another $300 increase by the end of next week.
max it out, then pay it down So far I've gotten $2,100 limit in 6 months. Going for another one. I was just trying to show my high limit. They act like they're trying to stay ahead of me. breeze
Re: max it out, then pay it d My wife has two Cap 1 accounts, total cl $2200.00 and mine was just increased to $1000 from $700. I did turn down a 5-1 additional secured deposit to cl increase. Calling does help, I tried the general number that is on the back of the card. My strategy is to pay down our Cap 1 accounts and leave them at about 15% for 2-3 years. Goal is to improve our FICO Best regards, Sam
Re: max it out, then pay it d Re: max it out, then pay it d Author: Mirage (athm-64-232-xxx-172.home.net) Date: 04-16-01 05:51 My strategy is to pay down our Cap 1 accounts and leave them at about 15% for 2-3 years. Goal is to improve our FICO Best regards, Sam Reply To Message== Do you see what's happening here? Fico is a tool used to make lots more money for creditors not as a means to determine if you are credit worthy! Why should you have to pay them 2 or 3 Yrs.insterest in exchange for them not damaging your credit rating?????? Sounds & works like the old mob protection racket except now it's been legalized:! The F requent I nterest C ololection O pportunity should be outlawed!!
