/ Register

Ok.....another CITI approved

Discussion in 'Credit Talk' started by Moya, Oct 18, 2003.

  1. Oct 18, 2003 #1
    Moya

    Moya Well-Known Member

    first Citi card, Dividend Platinum Select ($2400.00) approved on 6/2003, the second card Platinum Select ($3100.00) approved 10/17/2003. Should I combine the two? if so when? I have only had the first account for 4 months. What is the best way to utilize these two accounts?
     
  3. Oct 18, 2003 #2
    Moya

    Moya Well-Known Member

    Is this a good plan? wait 6 months, (on my first account) ask for credit limit increase on that account, then combine both?
     
  4. Oct 18, 2003 #3
    shawbee

    shawbee Well-Known Member

    I just got Citi in August. What is the soonest to get a second card and how many inqs did you have when you applied.
     
  5. Oct 18, 2003 #4
    Moya

    Moya Well-Known Member

    I had 5 inquiries
     
  6. Oct 18, 2003 #5
    RichGuy

    RichGuy Well-Known Member

    Two possibilities for when to combine:

    (1) Immediately, before the new account hits the credit reports.

    (2) After a couple of years, when the closed account will look good on the credit reports.
     
  7. Oct 19, 2003 #6
    willgator

    willgator Well-Known Member

    you can apply now , but waiting 6 months would be better ,,,,,,,,
     
  8. Oct 19, 2003 #7
    willgator

    willgator Well-Known Member





    I combined mine right away third account never showed knock on wood....
     
  9. Oct 19, 2003 #8
    GEORGE

    GEORGE Well-Known Member

    "IF" you combine IMMEDIATELY...there is NO GUARANTEE it won't show up on your credit report...MINE HAVE
     

Share This Page