ok, from now on

Discussion in 'Credit Talk' started by doodyhead, Jan 15, 2002.

  1. doodyhead

    doodyhead Well-Known Member

    ABsolutely NO posting about a new credit card you received unless you post details about your credit scores and the bureau pulled from (if known)

    : )

    I feel bossy today
     
  2. Erica

    Erica Well-Known Member

    Ok....MS. DOODYHEAD.

    Do I have to ask permission to go the bathroom too?

    LOL :p

    I agree. :)
     
  3. doodyhead

    doodyhead Well-Known Member

    Yes Erica, and you have to tell me how you got that jump on your scores!!! And in how long!
     
  4. Calmest_LA

    Calmest_LA Well-Known Member

    Hey Doodyhead,

    I think that's a great idea...to post scores and reasons for increases, etc. I think it will help us wanna be's 600 club to know the details!
     
  5. Hermit5

    Hermit5 Well-Known Member

    hey whats the difference between the real fico and creditexpert?
     
  6. doodyhead

    doodyhead Well-Known Member

    about 40 points on my score. My creditexpert score was 590 something. Then I had my mother who is a mortgage broker order my scores - cost only $15 but also an inquiry - which revealed that is was really 550 something. My equifax score was the same - and actually transunion was pretty similar. I believe that TU & Equifax are right on, but Experian (creditexpert) is way off.
     
  7. Erica

    Erica Well-Known Member

    Do I really have to post it all again??? Do a search on a thread "Progress??? I think so." And you will find out what I did. I used a combination of Junum and self. And aging of accounts.


    May I go to the bathroom now???

    :p
     
  8. doodyhead

    doodyhead Well-Known Member

    I will do a search, thanks... and sorry for the delay, but yes you may go to the bathroom. LOL
     
  9. Erica

    Erica Well-Known Member

    Geez...I think I drowned over here. :p~~~~
     
  10. doodyhead

    doodyhead Well-Known Member

    I know the feeling. I read your post... did you dispute the accounts as "never late" or something? Did you get the negatives turned into positives, or did you get the negs removed & get more credit?
     
  11. Erica

    Erica Well-Known Member

    Some were negs to positives. Some were new accounts. And some were deletions. I have 5 cards, 3 Visa/MC, and 2 store. All are new since April. I had an unpaid charge off and an unpaid repo removed from Equifax, and on TU I have 2 satisfied car loans. Other than that, nothing special.
     

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