I'm trying to decide if I should close any of my accounts. This is what I've got: Home Depot $1,250 12/00 Citibank Plat $12,500 11/00 Universal Plat $5K 8/00 Wells Fargo Plat $8500 7/00 Chase $4K 7/00 Discover Plat $5K 5/00 Office Depot $1500 5/00 AMEX Green 12/99 Sears $450 11/99 Direct Merchants $3100 1/99 MBNA Plat $7K 4/98 Credit Union VISA $2K 1/97 FNANB VISA $8K 10/96 Ignoring the "major" cards, which I don't plan to get rid of, I would like to keep Home Depot for the 6-month deferred washer/dryer financing at the end of this month. Office Depot is at 0% for my computer until May, but I don't know if it's worth keeping after that. The only two that are 'useless' at this point are Discover and FNANB, and Citibank says they can't combine my Universal and Plat Select accounts. Does anyone have any thoughts? Thank you!