Hi, Everyone, My name is Val & I'm a newbie! (this is where I imagine everyone saying, "Hi Val") I read the FAQ section, it is very well written & easy to understand, thank you! I am ready to send a nutcase letter out but, have a question for anyone who may have experience or an opinion on how to proceed. I have 3 paid charge off's (3 different stores) on my CR but they are all from one bank. Should I address all 3 accounts in my letter to the bank? Or should I send the bank one letter for each account? FYI - I have disputed with the CA & they "verified" and I've sent a goodwill letter to the bank and I got a form letter in return that said, "according toour records your payment history is being reported accurately, blah, blah, blah..." Thank you in advance! valgal
so do you have like three cc chargeoffs from the same bank issuer.. like WFNNB (Lane Bryant, Limited, Victoria's Secret ) If that is the case, I would send three separate letters. If I have misunderstood, I am sorry.
Exactly...right down to the WFNNB! Any experience with them? When sending seperate letters, is it ok to send at the same time or should I send them a weeks (months?) apart? Thanks for the quick response!
martig4, these are already paid!!! I think it is unlikely that they would delete multiple accounts via a nutcase letter. I think you will have a better chance with separate letters... at least this way there is a chance that one of them may come off. If you do it the other way it is all or nothing!
