Okay am I missing something?

Discussion in 'Credit Talk' started by dnsatt, Oct 4, 2001.

  1. dnsatt

    dnsatt Active Member

    I got my Ex report the other day and no score. I ordered credit power from Eqifax, havent received it yet couldnt view online for some reason and my TU is not here...not likely to have a credit score. So how do I go about getting all three scores?
  2. breeze

    breeze Well-Known Member

    Take the credit expert 30 day trial to get Experian's - as far as I know you can only get it online.

    TU, you have to call and request it, they snailmail it.

    If you can't get stuff online, call the number that they give you at the website. Chances are, they want proof of ID. Just send them whatever they ask for, block out stuff you don't want them to see, or answer their question. They did mine verbally over the phone. It is a security measure, but you don't want to volunteer info ever. Just give them the minimum amount of info they ask for.
  3. Dani

    Dani Well-Known Member

    For your Equifax score go to www.scorepower.com. The cost is $12.95 for your score and credit report. TransUnion will only mail your score via snail mail. The cost for report and score is $8.50. The only way to get your Experian score to register at www.creditexpert.com. It has a free trial period of 30 days and costs $79 per year, but you can check your report and score every day. Hope this helps.

  4. dnsatt

    dnsatt Active Member

    Thanks guys.
    I ordered my TU report to be sent by mail so it should have my score or it ..hopefully if not I will call

    Is the credit expert trial membership easy to cancel?I usually try to avoid free trial periods because inevitably I forget to cancel then I wondering why is there is an unfamiliar charge on my acct?

    Let me ask you all this: should I try to have my paid/charge offs removed? I mean what are my chances of getting them removed? Well at this point on my cr's none of them are listed as paid but they have been...so they are definitely inaccurate.

    Yours in search of better credit

  5. breeze

    breeze Well-Known Member

    If you did not specifically request your score, you will not get it.

    Yes, so far no one has had any problems cancelling.

    Start by disputing the status. Do not say "these have been paid" just do a generic dispute "I do not have any unpaid, charged off accounts." Many people have had things like this removed.

  6. dnsatt

    dnsatt Active Member

    hmm I see, so no score with experian and tu for me...gotta start all over darn it!

    I just tried to register with credit expert something is going on with experian i have to send some id verifying docs...that worries me.

    I will try your suggestions re: the charge offs

    thanks again you have been very helpful
  7. breeze

    breeze Well-Known Member

    Re the ID thing - don't worry, they do it to lots of people. it is just a way to make sure it's really you.

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