I'm wanting to start cleaning up my credit report as well as my wife's. We've been hit with some pretty tough financial situations over the past year and we're just now coming out of it. I've looked at several credit repair agencies but don't have the slightest idea which is good or if we should even consider using one of them. I need some real guidance on how to get started and the process? A huge thanks in advance for any input.
Do it yourself and save the cash. First off get copies of your reports from all 3 credit reporting agencies and see exact where you stand.
