I called today to get some bad addresses deleted and they said it would take 21-30 days to update my CR. Seems like a long time. But then again they said they would give me an updated free CR(is this usual?). They still have a couple weeks to send me the procedure report from my last dispute.
Which CRA? CSC (EQ affiliate) actually investigates old addresses before they will remove. Also, anytime you have changes on your report as a result of an investigation, the FCRA requires they send you an updated report. Evil Experian doesn't think they have to though.
I just called and wanted them deleted. I want to do an online dispute of a CA TL. I will do it anyway, see what happens.
Wow! That's a long time to update a couple of addresses. I disputed two addresses seperately online through Equifax. The changes were made and the updated reports were generated and mailed that day. Check the status of your request online. All you need is the confirmation number of your most recent report or the confirmation number they gave you regarding this request. Lisa
I have a feeling it won't take that long. I just disputed the CA TL online and it said that one dispute is already in progress. We will see what happens. Funny thing is it was my same address now, just different forms of it. The one that the CA has is one i'm trying to dispute.
I don't know about EQ, but their affiliate, in order to investigate puts at least one TL in dispute by random to see if they confirm the old address.
From what I have read on the boards - CAs use the address as a verifying factor when a dispute is initiated. If they do not have your correct address, they can not verify. Is this correct, Veterans??
awwww..that makes sense! i've been fortunate so far...all my disputes have been deleted except for one from OC..and still trying to figure that one out. working on inquiries too. still might be worth getting old addresses off, once everything else has been taken care of. thanks for your response!!
That figures, geeeeeze CSC sucks! I hate dealing with those morons. I just called EXP today and they deleted all of my old addresses and wrong info with no problems. But CSC has to make a federal production about 1 old address. I recon that I'm one of the lucky ones who lives in the particular area that has to deal with the mentle midgets at CSC
Still might be worth getting old addresses off, once everything else has been taken care of. mystery_00 ================== THIS IS PUTTING THE CART BEFORE THE HORSE. Sorta like sizing the ring before finding the finger if you know what I mean. The END ************************* LB 59
