I've been helping a relative with her credit reports and have had great success. However, there is a set of old late payments from Jan 96 through Apr 96 on a department store card that I can't seem to get removed. These are the last derogatories on her report and seem to be keeping her score down. The account reports as R1, closed by grantor, but with "was 90 day + late" status. I thought since these were so old; they'd be among the easier ones to remove. But, they've been verified twice by all 3 CRAs. I sent a modified nutcase / validation to the OC and they replied that they had confirmed the identifying info and sent the last 3 statements from the acccount back in 96. Any suggestions on where to go from here with this one? Thanks, Greg
