This is what my CR from Experian says about my Old Navy account: Status: Paid/Never late. Status Details: This account is scheduled to continue on record until 10-2012. Date Opened: 04/2002 Type: Revolving Reported Since: 04/2002 Terms: NA Date of Status: 10/2002 Monthly Payment: $0 Last Reported: 10/2002 Responsibility: Individual Credit Limit/Original Amount: $500 High Balance: $10 Recent Balance: NA Recent Payment: NA The question is, my Old Navy card is active but why is it showing "This account is scheduled to continue on record until 10-2012."? Also it has a different account number than whats on my card, the one on the report starts with C11A, account numbers dont start with a C. Im assuming this must be some code they use in place of your real account #? The credit limit and the high balance of $10 is correct, since my last activity was in July/02 and I used it to buy something for 10 bucks and some change.
This is what their address comes up as on my report: MCCBG/OLDNAVY Address: PO BOX 29116 SHAWNEE MISSION, KS 66201 I thought MCCBG/Old Navys address is in GA?
Old Navy didn't report until month/yr and if they report that way either your account is closed or lost/stolen. By the way, Old Navy showed up both in my Experian and TransUnion, Not in my Equifax. Ron.
I checked my Old Navy account online and it shows my correct contact info, name, address and all. No activity or purchases on the card.
On my Experian report it shows: MCCBG/OLDNAVY P.O. Box 29116 SHAWNEE MISSION KS 66201 Date Opened 2/2002 Reported since 2/2002 Revolving/NA/0 Individual $700/XX $0/12/2002 status/opened/never date. I haven't used it for two months and it shows as above. Your account has no activity and it should show like mine. I think they reported the status of your account is incorrect. Ron.
To Ron: Does your account number for your Old Navy card show some weird code like mine on your CR, or does it have the actual # there the same as on your card?
Old Navy doesn't issue its own credit cards, Montgomery Credit Card Bank of Georgia (MCCBG) issues them for them. They also issue cards for many other retailers. One of their clearinghouse offices is located in Shawnee Mission, KS and that is why that address appears on your report that way.
To nyyanks81, Al MCCBG aaccounts that came with weird code at the beginning plus your account number such as : Old Navy C11A*********** GAP C10T*********** Home Depot CG32******** Lowes C8222************ ExxonMobil Gas Card CG7B************ Disney CG4L*********** AM-EAGLE CG1N************* Brooks Bros CG54*********** SAMS CLUB CREDIT CG9A************* That's is how they list your account in your Experian credit report and Equifax credit report. Ron.
