Does anyone know what score you have to have to get an Old Navy cc? I have no derogs in the last 8 months, and some medical collections? Do I have have a chance? Scores are 579-589.
probably not yet...Monogram is pretty tough on anything negative, especially if the collections are unpaid.
I had a 745 with Experian when they pulled and no derogs and they gave me a $1,200 line. I probably wouldn't waste the inquiry, because the negative accounts will likely flag them. Get some of those deleted if possible and then try it.
I applied Old Navy on their websites and they denied me because unable to verify personal info. Then I applied inside the store and they approved me for $700. By the way, I don't know my scores and I don't have any negative in any of my credit report. They pulled credit report from Experian. Ron.
