After looking over my credit report, I found that a credit company that I have made a settlement with over 3 years ago dosen't show it being paid for unit just 9 months ago. Would this hold my scores down still?? How can I fight this? This is soooo un-fair! Thanks in advance
The record must be reported using the original Date Of Account Information! Dispute with the CRA's first as inaccurate. If it comes back still inaccurate then dispute as reinvestigation again with the CRA's and include what is wrong with the reporting such as "this account was settled on date and should reflect as paid/closed as of date" If you still get nowhere THEN dispute with the CA using the above statement. If it is not changed in 30 days ask for reinvestigation. If you are on the merry go round and can't get it to report complete and accurate then you are in a position to continue on a course of legal action agains both the Ca and the CRA's AND make sure the CA is reporting themselves correctly as a CA.....
