I got approved for unsecured BOFA with $500 CL. It's not much but for someone with my past credit history, it might as well be platinum! I applied about a week ago and got denied and I used PFB and got a response from Robin today. My TU FICO score is 701. (don't ask me how). I only have 1 open (secured) TL from Orchard opened in December. And 3 good closed accts but they are old. I also have 2 paid collections and 1 paid repo from 2000. I am so happy that I found this board. Thanks for all the advice. I have come a long way. My TU personal score was at 471 about 6 months ago. Thanks! TU FICO 701 EXP 604 EQ 596
work it. try to keep the inquiries down. With that score you should be platinum in no time! Gotta pick the winner banks to apply for that will only pull that bureau and keep the inq's spaced out. congrats!
