I did it now a member of the 800 club. an 802 FICO (Equifax). My last old derog came off, a 30 day late in 10\1997. They failed to verify my online dispute and it was removed today. It listed Negative reasons for score = NONE That one derog and the fact that Amex and Visa had high balances (that are paid in full each month) which were corrected, along with one inquiry that aged off, raised my score almost 80 points in one month. I would have never known how to do this correctly without hours of reading the posts here. Thanks again all. JohnM Eq 802 Es 761 TU 710 - (disputes in progress)
congradulations to you on your suceess with your 800 plus score! way too go!!!! Welcome to the 800 club itsn't that great to have a high score like that?I have a score of 810 through transunion my insurance agent was right when he runned a risk assessment for my homeowners policy.He rated me as a 2 of of 5 with 5 being high risk,and 1 is very,very low risk so to in order for me to reach 1 i must have a score of 850 or better!I am working on that right now.Don't know my other 2 scores with EQ or Experian.
