OMG! Citibank rules!!!!!

Discussion in 'Credit Talk' started by author_22, Sep 10, 2001.

  1. author_22

    author_22 Well-Known Member

    I PF'd them after getting denied for a Citi AAAdvantage Mastercard. Today the letter came...I will get the card in 7 to 10 days! No CL listed...I'm sure it's not over $1000 but WOW! I can't believe it! They didn't even pull another inquiry, so basically I talked them into it through PF!

    Cannot wait for this card :) Thanks guys! What a pleasant surprise to come home from work to :)

    Steph
     
  2. CASPER72

    CASPER72 Well-Known Member

    Congrats Steph!!!

    What did you say in your letter? I just got denied from them and would like to do the same thing.

    Thanks for any response

    Casper72
     
  3. Mike2

    Mike2 Well-Known Member

    No doubt, me too!! I and my little 601 FICO was shown the door.
     
  4. Nave

    Nave Well-Known Member

    Yahoo! Way 2 go Steph!!

    -Peace, Dave
     
  5. author_22

    author_22 Well-Known Member

    I explained to them that while I understood that companies need to take as little risk as possible, that all my accounts right now are current and my few derogs are 2 or more years old.

    I further explained that I was a college student and could really use the AA Advantage card.

    I expected a letter saying "sorry" but instead I was welcomed and they said they look forward to serving me for many years :)

    Steph

     
  6. author_22

    author_22 Well-Known Member

    I had 608 but it dipped to 534 after my disputes fell through, except for one.

    From what I've heard, Citibank is very concerned with the number of derogs, whether they are paid, and how old they are.

    Steph
     
  7. Hope

    Hope Well-Known Member

    Way to go Steph! Citi Rules!
     

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