ok you all know i love citibank i have 3 citi cards: citi drivers edge 10k cl - bt's are at 3.9% citi plat 3k limit (just opened in dec) - bt are at 0% citi att&t card 4500 cl - bt's are at 0% so i call citi to find out if i can get an increase - nope cuz i got some in january BUT BUT BUT he says "oh you can move your 6000 available on the drivers edge to the new plat and then do a 0% on it" im like OH YEA BABY!!!!!!!!!!!! so now im moving more balances to 0% OH HAPPY DAY
Does FICO look at the age of the account and the CL? Would you factor higher with an old card with a high cl or a new card with a high credit limit? Which one does FICO like most?
that is a very good question - right now im at 732 eq (i still cant believe it as on 6/02 i had 617) so right now i need to pay off my cc balances period 1 yr ago my avg rate was 19.9 with my highest at 29.99 today my avg is 1.9 with my highest at 7.74 not too bad i cant wiat for a 750 eq score!!!
