I'm wondering about our annual fees also. They won't be due until Sept so I'm thinking I'll just wait and try to call or PF when they do hit. My rate won't go up until December. We can only try!!
I hate providian I hate providian Got it? I closed my account in december and no matter what I say or do they won't reduce my interest rate. I have been thinking of doing an A&S on them, I wonder if they are considering bankruptcy they would accept my offer of 50% of my balance. It took 4 months of back and forth effort to finally get them to close and admit my husband had paid off his account. I also didn't know closing accounts would negatively affect my rating. I have been paying all my debts off and as I do so I close the accounts, probably 5 this past year. I feel that is the right thing to do and it doesn';t seem fair that it would affect me negatively.
