Today in the mail I received an Associates Visa card with a $300 limit. yahooooooooooo! HOWEVER, I have read here that Associates is owned by Citibank. (CitiGroup?) I have an old collection account from Citibank that Gulf State has, which is due to fall off my Experian report this January. It just this month fell off Equifax (surprise!) and it is still on TransUnion with a balance date of 1999. Anyway, before I sign this card and activate it, is there any way they can tack on the old debt to this card? I may sound paranoid but I had no idea I'd get a card and from what I understand, Citibank has a blacklist. Thanks for any info.