To anyone that has a BOA cc,what does boa goes by payment history wise as far with giving out cli's without asking for it?Do they count the paying above minimum due amount based on 2.2% of outstanding balance,or do they count it by monthly interest payment plus 10.00 as their so called minimum due amount?The reason why i am asking is because it has been 13 months since boa has increased my cl last.I am trying to figure how to get my cl high as possible in a short amount of time ,that you all for answers reguarding this question on boa automatic cli.
I was told on the board that BofA doesn't do automatic increases (most of the time). You can get an increase though by calling and asking. The first one 9 months after opening the account, then every 6 months. Hope that helps.
I got an automatic increase notice in mail one day, out of the blue. But then again, my scores at that time were sky high. Since they went down, no goodies. PawMix
I called to customer service every year to increase credit limit without pulling any credit report. First two times they increased by $3000 and this year they increased by $2000. Ron.
