On Chex/FICO Low

Discussion in 'Credit Talk' started by tessmcgill, Jul 7, 2001.

  1. tessmcgill

    tessmcgill Well-Known Member

    I need a "starting over" checking account. After a long extended illness, I have a recent charge off on my credit and a new Chex Systems listing.

    I'm back at work and need a place to direct deposit a bi-weekly paycheck.

    Thank for any responses.
  2. DaveLV

    DaveLV Well-Known Member

    TD Waterhouse Bank opened an account for me while I was still on Chex.


    I've since disputed with Chex and had the item removed.
  3. breeze

    breeze Well-Known Member

    Hi tess,

    Sorry for your misfortune. You are in the right place - there is good advice here!

  4. Mike2

    Mike2 Well-Known Member

    I was in the same spot as you 5 years ago. You can open a savings account to have your check deposited in, if you want an institution where you have physical access. Most places don't do a chex systems check to open savings. Specifically, try to get into a credit union. They will open a checking account usually within a year.

Share This Page