On-line Credit Report

You can get a freebie TU from www.worthknowing.com.

If you want Equifax or Experian, you can't get it there.

 

You can get your other reports and scores as follows:

Equifax: http://www.scorepower.com
Experian: http://www.creditexpert.com

Scorepower costs $12.95 for one report with score.
Creditexpert has a free 30 day trial period, so if you cancel around day 25, you won't pay for the report.

Hope this was helpful.

 

I notice that they ask for your SSN#, and employment info. I'm not big on giving that info, but can I assume that they already have it?

 

IF YOU DON'T GIVE SS#...YOU DON'T GET THE CREDIT REPORT...employment...if you put unemployed...it may find it's way on your credit report...and you will be DENIED for MOST credit!!!

 

I gave a fake company name as employer, so I hope it does not cause problems. As it turns out they had my correct employers name.

 

Unfortunately if you ever give fake info on any credit app, you should expect it to appear in your credit bureau report as fact. If YOU are the source of the info, you'll have a hard time disputing it. Don't you realize that keepers of your credit bureau reports already know your private business?

 

I used creditexpert recently and was wondering how to go about cancelling. This is the first time I've used it and I don't see an option to cancel. Thanks for your reply.

Janet

 

You know what? They have also put my phone number on my report. That's annoying. I am not hiding, but to think that they actually report that......

 

They do that so they DON'T have to ask a STUPID QUESTION..."WHAT IS YOUR PHONE #"?
You DON'T have to send phone bill TO PROVE IT.

 

I wrote them several letters on my personal stationary, which has my phone number on it. But who knows, perhaps one of my credit card companies reported it. I just find it annoying, like I said. Keep it on file, yes. Give it out, no.