Mortgage Company - Six Pulls Electric/Gas/Water - One Telephone - One (promised they wouldn't) Insurance - Two (also both promised they wouldn't) Cable TV - One (refused to activate without) All in ~6 weeks. At least I got the house! Anyone beat my tally?
Hmmm..... we have 7 inquires just from mortgage companies so far and got the house. However, we still have to move so my count will go up I am sure.
I OFFER TO PAY AS MUCH AS $200 OR $300 UPFRONT DEPOSIT AGAINST MONTHLY BILLS ON MY CREDIT CARD!!! If I can't have the UTILITY direct bill one of my credit cards...I PAY ENOUGH TO COVER 6 MONTHS OF BILLS... PULLING A CREDIT REPORT FOR UTILITIES IS JUST WRONG!!! You also might be able to get your current UTILITIES to give a letter of recomendation (AND/OR PAYMENT HISTORY)
F.Y.I.~~I GOT 9 "HARD" ON A RE-FI THAT I NEVER FINALIZED... 3 EACH CRA...3 ON THE FIRST DAY...6 ON THE FIFTH DAY
That's horrible! I closed my mortgage with the local lender back in April, and Countrywide bought my loan just now (second trifecta of inquiries was just last week but I won't dwell). I truly could have used a letter of credit from my old utility, but I was in a big hurry; the builder issued a turn off as soon as I moved in so there wasn't a lot of time to quibble over one (more) inquiry.
