Hi all, been lurking for quite a while. I did not file BK7 (no one seems interested in coming after me civilly) and am back to credit repair. I have a lot of baddies, especially with charge offs and late pays. I want to get some secured cards. I already have five secured loans paying themselves off through credit unions. My intent is not to go crazy again, but to improve my credit so I can get a decent car in the future and a home. There is a special someone in my life now and I fear his excellent credit with my sub sub prime will cause problems in the financial future. I have $1,000. Would it be better for me to put it all on one, or do two or three cards? i do not trust myself at this time to get more than $1,000 of revolving credit. My thought: Put $500 on a card through my CU. Put $300 on Skypass Secured. Put $200 on Fleet Secured. Anyone know how strict Fleet is? I'm curious what people think about the number of cards. Thanks all.
Re: One, two, or three secured card One thing you may want to check in advance is whether any of these companies have a minimum amount they require for secured credit.
Re: One, two, or three secured card Three should be fine. I would also consider going for National City's card as it DOESN'T report as secured to the CRAs.
Re: Re: One, two, or three secured card But I'm not in Michigan and don't see it on the Web...do they offer it nationally over the phone??
