Anyone who has received an online approval for a CC or Store Card. I know that their inquiry is a hard, but for online approval does the computer take into account how many inquiries you've had? If you've been approved for a store card or credit card recently, what was your score and how many inquiries did you have on your report? sirrowan
I got approved for an amex omptima platinum card a few months ago online.. My credit expert score was around 680 at the time.. i believe i had 2 or 3 inq at the time.. kev
I got my turn down letter from target. My score was good enough but reason #1)too high % on revolving accounts and reason #2) too many inquiries-9 on equifax which heehee will run off in a couple weeks.
picantel I got my turn down letter from target. My score was good enough but reason #1)too high % on revolving accounts and reason #2) too many inquiries-9 on equifax which heehee will run off in a couple weeks. Was this a target visa or guest card? What is your % on your revolving accounts? How many revolving accts do you have? Also, help me out here, when you say run off, do you mean it's been 1 year or 3 years? I've noticed that they stay on the report for 3, but I read that it only affects your FICO for 12 months. Any ideas? Thanks,
