Online bank acct. with bad credit

Discussion in 'Credit Talk' started by worldclass, Aug 20, 2002.

  1. worldclass

    worldclass New Member

    Can anyone tell me where I can open a bank acct. in IL. with bad credit? Either online or actual branch. I'm not on Check Systems. I tried Bank 1 and they ran a credit check and denied me. Please, I need to open one soon. Also, what are the requirements for online banks and how fast can an account be opened? Thanks a ton!!
     
  2. picantel

    picantel Well-Known Member

    There is umbrellabank.com and principalbank.com I think. Not sure on the pulls but it may be soft I am thinking.
     
  3. Mark LA

    Mark LA Well-Known Member

    Re: Online bank acct. with bad cred

    umbrella is soft
    principal is hard
     
  4. worldclass

    worldclass New Member

    Re: Online bank acct. with bad cred

    Any banks that don't do a credit check or where credit doesn't matter? I had B of A when I lived in Las Vegas and they didn't do any credit check at all, just checksystems. Too bad they don't have B of A here in Illinois! Thanks.
     
  5. picantel

    picantel Well-Known Member

    Re: Online bank acct. with bad cred

    What about netbank. I got an account with scores in the low 400s a couple of years ago or so.
     
  6. FicoSux

    FicoSux Well-Known Member

    Re: Online bank acct. with bad cred

    If your "telecheck" report is clear try usaa.com. Now it looks like they are Military only but they allow anyone to use their banking products. The offer a visa check card with a 1/2 percent cash rebate and a great checking and savings package that will actually make you money! I am leaving my bricks and mortar bank for them.
     
  7. Hermit5

    Hermit5 Well-Known Member

    Charter One but I dont know about the inquiry.
     

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