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Discussion in 'Credit Talk' started by My2kGT, May 22, 2001.
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Do you need a score of 720 to get an Eloan?
I know someone who was approved at Eloan with a 580 eLoan score for around 15k.
I have a 620 eLoan score and they denied me for a refinance of 18k...go figure....but I got referred to Household Finance and they offered me 13%. My rate is already 12% so I just kept my current loan.
The rate was 17% for the approval at 580, so if you can afford big payments go with a 36 or 48 month loan max to minimize the interest paid.
Well I know I don't have a 580 but somewhere around 650 I think. I will try eloan. Any other suggestions besides household or eloan?
I was around a 650 when I got my Ford loan (FMC) last year. I went to a very large Ford dealer who had some pull with the underwriters because of the number of deals they do. They were offering 8.9% and I thought I would get rated up because of my credit, but I got it at 8.9%.