Yesterday I began my odessy towards a better lifestyle of living. I no longer wish to pay exhorbatant interest rates, auto-insurance rates, and feel like a 4th class citizen from an industry that is designed to keep us in the "marginal" credit rating we seem to be trapped in. It's time that I take back cpntrol and I'm prepared to do all possible to make that happen. Yesterday I disputed several old and negative tradlines beginning Online Disputes with TU, Experian and Equifax. I'll start here and go from there. 1) AX Account that I had and paid of 10 years ago. TU just will not let it go...it shows reporting that I owe $26 2)3 Old and paid collections, 1 unpaid and just not worth paying and having it stick around for 7 years from today 3) CCB showing charge-off. It is really not but when they don't send me a bill for three months and conveniently "lose" my checks I sent them and then call me to tell my the account is in arrears and I pay it over the phone...the entire account and tell them to close it and shove it up there Kazu they retaliate by reporting as Charge off-paid Let the games begin!