Before anyone gets the wrong idea, this post isnâ??t strictly about criticizing Bill Bauer (even though I believe him to be a public menace). Be that as it may, I have filed a complaint with my state AGâ??s Office (as a friend of the court) against Mr. Bauer and supplied supporting evidence and facts. The reason being (again, just so no one gets the wrong idea) is because Bauer is violating precepts of the Consumer Protection Act, by offering consumers erroneous and misleading credit repair advice for a fee. An investigation is sure to follow so Iâ??ll leave Bauerâ??s fate in the hands of authorities, who may or may not take aggressive action immediately (or at all for that matter). But there is a silver lining to all this, which you may find helpful (eventually). Speaking with a chum up north this morning, she asked why I didnâ??t do something constructive with this issue. Since I couldnâ??t see any reason not to I listened to her ideas, the basis of which had already crossed my mind. In any case, she outlined a method to counter the Bauerâ??s of the credit-world (those with good intentions but lacking necessary skills/knowledge): offer the consumer an alternative to fly-by-night methods, in the interim of our CreditDefenses project launch. Hummm, what a concept! [;-) So hereâ??s what I intended to doâ?¦ Develop materials with my staff based on close to 40 years of combined collections experience, aimed squarely for the distressed consumer facing debt recovery issues. This should only take about three (3) or four (4) months to put together (Iâ??m guessing, please donâ??t hold me to this), and will most likely be offered FREE (at least in part). Yes I hate switching gears (even if only a bit), yet these materials can easily compliment the upcoming CD system â?? so what the heck! As far as Bauer and I are concerned please understand I donâ??t dislike the man, only his methods and bents toward profit at the expense of others while lacking an ability to support his contentions. But not to worry, from here on Iâ??ll be ignoring Bauer as is appropriate given the pending investigation. Lastly. For those whoâ??ve been annoyed by this thing between Bauer and I, please accept my sincere apologies. With that also understand that sometimes being a consumer advocate means taking action, measures that (while you may not agree are necessary) server a greater good. Because I assure you, were there any other way to effectively deal with the matter I would have explored it. Thanks for your time and understanding, both individually and as a community.