I live overseas (in Australia) and would like to open up a bank account with a US financial institution. I don't need credit. I don't even need a checkbook. All I need to do is to be able to receive funds (from PayPal and/or BillPoint) and be able to wire money overseas (preferably using the net though doing it over the phone is acceptable). I've had a look at some of the banks (like WingSpanBank.com) but they require you to be a US resident. Others require a social security number and either a driver license number or a state ID number. I have none of these things (since I don't live in the US). Is there any bank out there that might suit my needs? Do some of the international banks (eg Citibank) provide such a service? I don't need anonymity or any of those other issues which seem to predominate this board. All I want to be able to do is receive US funds to a US bank account and then wire this money home. Any suggestions?