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Opinion Letter?

Discussion in 'Credit Talk' started by knoxPK, Mar 27, 2003.

  1. Mar 27, 2003 #1
    knoxPK

    knoxPK Well-Known Member

    I have read that there are opinion letters out there that say an OC who is attemtping to collect a charged of acct(past 180 days) IS held to the FDCPA. Can anyone point me to the specific letter?

    Thanks
     
  3. Mar 27, 2003 #2
    jlynn

    jlynn Well-Known Member

    Not one that I know of...OC is OC in perpetuity LOL
     
  4. Mar 27, 2003 #3
    boywonder

    boywonder Well-Known Member

    Jlynn's right. The FDCPA does not apply to the OC unless they are using an "in house" collection agency that does not identify it's affiliation with the OC.
     
  5. Mar 27, 2003 #4
    knoxPK

    knoxPK Well-Known Member

    thats what I thought. But I have read posts that said otherwise. I couldnt find anything supporting that,however, so I figured I'd ask.
     
  6. Mar 27, 2003 #5
    jason_l

    jason_l Well-Known Member

    i just read in an opinion letter something similar to what your saying, but I don't think it's says what you're looking for.
    unfortunately I didn't write down which opinion it was or any notes on it. but it's at
    http://www.ftc.gov/os/statutes/fdcpa/letters.htm
     

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