Do you all think that short, concise letters are best now that so many people have discovered credit repair? Do you think that the CRAs even really read the letters? I have written most of my letters to sound as if i never discovered this site. you know, the 'average joe' approach. Is that good or bad? also, i have disputed something w experian 3 times, and i'm sending the 4th today even tho they already sent me a letter stating 'this item has already been investigated'. I'm going with the short, to the point approach, lol. please tell me your opinion on this sort of letter. Experian P.O. Box 9595 Allen, TX 75013 Sir or Madame: RE: TRADE LINE, ACCT #123456... I HAVE DISPUTED THE ABOVE ACCOUNT 4 TIMES, PROVIDED PROOF, AND YET YOU CONTINUE TO REPORT INACCURATE INFORMATION. I HAVE BEEN TOLERANT OF YOUR WILLFUL AND NEGLIGENT NONCOMPLIANCE LONG ENOUGH. I CONTACTED THE ORIGINAL CREDITOR/SOURCE BEFORE I EVER BEGAN COMMUNICATIONS WITH YOU AND I HAVE PROOF OF THAT AS WELL, SO DO NOT TELL ME THAT I â??MAY WISH TO CONTACT THE SOURCEâ??. [ORIG CREDITOR] HAS DONE THEIR PART AND SO HAVE I. AGAIN I AM ENCLOSING SAID PROOF. DELETE THE TRADE LINE OR BE SUED. Sincerely, Crowmom --------------------------- Should i include the threat about suing at the bottom? thanks.