Opt Out and Credit Header Info?

Discussion in 'Credit Talk' started by tessmcgill, Sep 16, 2001.

  1. tessmcgill

    tessmcgill Well-Known Member

    Does anyone know if the opt out option with the credit bureaus includes credit header information?

    I am finding that most individuals aren't aware of the fact that your file header info (current/past addresses, employment info) are NOT covered by the FCRA.

    GEORGE Well-Known Member

    Consumer Alert
    You may have seen a
    widely circulated
    chain-type e-mail that
    claims that as of July 1,
    2001 credit reporting
    agencies can share your
    credit history with anyone,
    at any time for any reason.
    This claim is totally false
    and without merit.
    The federal Fair Credit
    Reporting Act specifies who
    can obtain a copy of your
    credit report and under
    what circumstances.
    Experian is in full
    compliance with the laws
    governing disclosure of
    credit files. If you wish to
    obtain additional
    information about
    consumer credit issues
    please visit the Ask Max
    credit advice column on
    this Web site. The August
    8, 2001 issue discusses this
  3. Kittw1

    Kittw1 Well-Known Member

    Precisely why I use the initials of my company when applying for credit...not lying...just making them work for the info...you do have the right to update this info you know!

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