CA's are sending out opt-out notices because they are scrambling to get "legal" in light of the new law. CA's are in a grey area and it's CYA time for them. Many CA's pull credit headers for skip tracing and the new law covers headers. The Gramm-Leach-Bliley (GLB) law went into affect July 1. A subsequent legal challenge to the law was filed by TU, EQ and a few others. Their suit was tossed... Here's the story: http://www.fdma.org/jun/indy_report.asp Here is tons of Opt-Out information: http://www.privacyrights.org/financial.htm *AND* http://www.privacyrightsnow.com/optout.htm *** Please note the "opt-out" number (888-5optout, 888-567-8688) only lets you opt-out from letting the CRA's sell your info for marketing. This opt-out should, for instance, stop pre-approved credit offers. This old FCRA requirement has nothing to do with the recent privacy legislation. If you want, you must opt-out from each and every institution you do biz with. SofaKing
