I am perm opt-out for all 3 bureaus (have docs saved) Wife applies and receives CC (not joint acct) plus BT my CC to her new acct. This bank never has sent me PRM (this is not a pre-approval--"invitation") but I get one shortly after BT completes. I have no business with this bank until they solicit me by mail. Only way they know about me is from BT. Is it legal for them to pull my CR when I am opted-out and my wife does BT from my acct? Does that allow them to send promos just because of BT? I am wondering if they are allowed to get name and mailing address from BT.
