I have posted a more indepth analysis of my situation previously.. it was titled: Lexington and other Credit Repair Services. My question now.. would it be better for me to offer to settle with the collection agencies for a flat amount and have them agree to remove the entries off or simply dispute them in the first place? I am confused by what my options are at this point.. if someone could read my other thread and give me feedback, I would GREATLY appreciate it. Thanks!
