Orchard after BK(7) good? bad? ok?

Discussion in 'Credit Talk' started by J. Vick 71, Sep 2, 2003.

  1. J. Vick 71

    J. Vick 71 Well-Known Member

    I filed BK(7) almost 2 years ago and have never tried Orchard or any Household offer personally. The girlfriend I live with filed BK(7) almost one year ago. I helped her set up a secured Orchard account around 6 months ago. She received an unsecured offer from them this week and I am 50-50 on it right now.

    Can anyone here tell me from their own personal experience if the Orchard or other Household offers are decent or a waste of time after a BK(7)?

    Credit limit raises, how long? how much? etc.

    Is this a decent long term builder?

    Or do they give better offers after having them a long time?
  2. mbelden

    mbelden Member

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