Orchard Bank Offer

Discussion in 'Credit Talk' started by Cadillac408, Apr 17, 2001.

  1. Cadillac408

    Cadillac408 Well-Known Member

    Just got back from the mailbox to find this offer from Orchard Bank:

    "Accept your MasterCard"

    *You are pre-approved
    *No security deposit required

    Credit line up to $1k (yeah right!)

    Small Print:
    "Pre-approved means that you have been specially selected to receive this offer of credit from us. Please keep in mind that certain creditworthiness criteria that we establish in connection with the offer must be met or verified before credit can actually be extended to you. Your credit line will be based on income and other factors bearing on your current creditworthiness and will be at least $300"

    "Orchard Bank MasterCard is issued by Household Bank (SB), N.A. in Las Vegas, NV"

    Info they want:
    Gross Salary
    US Citizen y or n
    Work Phone
    $19 processing fee

    Or I can call some 800 number or go to their web site and enter in my acceptance code and zip.

    Here are the terms:
    19.4% APR
    25 day grace
    Two-cycle average daily balance (YIKES!)
    Annual Fee $59
    Processing Fee 1 time $19

    MOM---> SEND YOUR BUNNY........QUICK!!!!! >:-D
  2. Momof3

    Momof3 Well-Known Member

    He's ready and available


    Funny cross country hasn't sent anything since I sent them my special present in the postage paid envelope:)

  3. Herman

    Herman Well-Known Member

    Didn't get any offer from Orchard Bank in the past 2 yrs. Today, I open my mailbox and received a Citibank platinum card sitting in the mailer. Along with the mails there a FUSA Titsnium and a GE platinum offer. But the weired thing is I also got the Credicorp preapproval.

    GEORGE Well-Known Member

    Titsnium CARD IS BACK?

  5. Momof3

    Momof3 Well-Known Member

    Re: Titsnium CARD IS BACK?

    That's the picture card right??


    GEORGE Well-Known Member

    Re: Titsnium CARD IS BACK?

    I hope so.
  7. Herman

    Herman Well-Known Member

    Re: Titsnium CARD IS BACK?

    Hi Mom GEORGE,

    Thanks to your services and contribution to the board,and Mom congrats on your Amex approval.
  8. KelTex

    KelTex Guest

    Got the same one MP$40

    I had applied for another orchard about a month ago and was declined-figured this was my "consolation" prize-NOT!

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