Is Orchard Bank good about approving people with past bad credit. Their site seems like they are a good bank to get a credit card from.
Robin, I had mega credit problems including charge-offs and a repo. Orchard approved me. They only started with a $300 limit.
They are a nice bank to do business with. As far as their credit criteria, that depends on the type of account you apply for. I'd say give it a shot, hopefully they say yes. Keep us posted.
