Separate names with a comma.
Discussion in 'Credit Talk' started by peeper, Feb 10, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
primor® Secured VisaClassic Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Just curious, How long have you had the card? And what's been your payment style?
I get increases from Orchard like clockwork every four months but I've been with them a long time so maybe that makes the difference.
I just found out that Orchard cashed my check for the processing fee ($19). Does this mean I was approved? I've been trying to get a cc but keep getting denied for prime cc. Then I received Orchard m/c offer in the mail stating I was pre-approved. So I said what the heck.
I have had my Orchard card at $300 since I got the card last April. I will cancel if they do not increase me to $1000 and lower my APR. Oh, yeah I forgot. They gave me a $100 increase for $10 back in October. Why did I do that????
I could be wrong but according to their on-line info. -- it said they would not cash the check until you were approved. Hope that is true. Good luck -- keep us posted!
Whane I heard so much negative stuff about orchard, I threw out their preapproved offer.
Had a bounced check once,had my card for a little over a year my balance floated between 200.00 and 300.00
I have also herad negative stuff about orchard. I would like their card though. Would it be easier than normal to get one since I have a good auto loan through household auto? Oh about negative post on credit cards I have had my cross counrty gold for like 3 months now and nothing but good things to say. Good customer serivce and all plus they gave me a 100 increase.
I have had my card for a year now. It started out at $300.00. At about 8 months they gave me a $100.00 increase and then 4 months later another $100.00. I hope they keep up this trend. I usually only carry a small balance on this card and make my payments like clockwork.
You do realize that a $200 in 12 months is extremely shabby. Even Capital one can beat that. Not to mention capital one fees are cheaper. I dont even like C1 but I know they are more liberal than Orchard. That is what I dont like about them. I am told that if you stick it out they will give huge increases.....though.
my two orchard accounts get regular increases. first one opened in '96 as a secured card with a $500 limit; now at $5K unsecured.
second opened in 11/98 with a $300 limit now at $2200. Both have APR of 15.9.
my first cap1 opened in '96 as a secured card with a $500 limit; closed last year at $5K but with a security funds deposit of $2K. Cap1 refused to unsecure the card after six years!! 20+ APR.
second capital one opened in 11/99 with a $300 limit. closed at the one year anniversary with a $300 limit. 20+ APR.
at the same time that i was unable to extract anything from cap.1 except annual fee waivers, i obtained new cards totalling $41K. with APRs way lower than cap.1.
cap.1 opened in '94 not '96.
Well I was approved w/ credit limit of $300. I guess I'll use it for gas money and pay at the end of the month. )
Thanks to all for the advice.
Orchard Bank has'nt increased my credit limit since I got the card back in Apr'00. They just approved me for another account, so now I have 2 cards with $300 limits. They both have annual fees. The first one is $69 and the new one is $89. I think its too high, and may close them.