Thanks to the great advice on this board, I now have a $300 unsecured Orchard card which I pay off religiously, and as of today a Target card. What should I apply for next and when? CapOne won't touch me because I have a paid chargeoff with them (yes I talked to Mr. Miller), and I'm using Junum to clear off the CRs.
USE WHAT YOU HAVE NOW... Charge 90% pay in full...charge 75% pay in full...let it set unused 1 month to see if they raise your credit line to $1,000.00...or call them to ask if they want more business...YOU COULD GIVE THEM MORE, BUT YOUR CREDIT LINE IS TOO LOW!!!! "EXERCISE YOUR CREDIT" Hope I don't get sued for copyright infringement...
Jim, Orchard isn't bad. I started off with a $300 credit line last year and it is now up to $900. I purchased 3 increases and was given 2 freebies. Manny
I don't really <need> anything at Target (or Home Depot, which I'm applying for next), but I was just wondering what I should apply for once I rack up some payments on these.
