If you have an Orchard credit card, which one do you have (ie., Classic, etc.) and what kind of limit did you get with it? I was 'approved' for an Orchard Classic and was wondering what kind of limit I could expect with the "classic." Thanks
I received the Orchard card a couple of months ago with the scores and info below...I received the Orchard Mastercard...not sure if its Classic or not, it doesnt say anything but I received a $1000 CL. I called CS a day or two after I was approved and told them I was approved online but it didnt tell me my credit limit...she told me right over the phone.
Did you get the number right off the web site? What if I call them and they tell me my limit is like $300.00? Can I tell them to forget it cause that won't help me and to cancel my order?
If you are trying to rebuild your credit, your options for cc's are limited with a bk that is maybe 2 years old. If you are approved and the liit is $300, it absolutely will help you. If you are approved, and then cancel it, it will still report to the cra's and showing opened and closed in the same month and year will do more damage to your scores. If you apply and are approved, I would suggest you take the card and use it responsibly and it will help you as much as any other card will.
