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Original Creditor

Discussion in 'Credit Talk' started by tea, Apr 30, 2002.

  1. Apr 30, 2002 #1
    tea

    tea Well-Known Member

    I started with CRA disputing the 7 year rule. The CRA is stating that it is not at 7 years yet. They did not delete the items. What is the next step?? (validation with the OC, if so what law supports it) And what laws are the OC under?
     
  3. Apr 30, 2002 #2
    Pat

    Pat Well-Known Member

    Is it a paid chargeoff? You could use Doc's Litigous nutcase letter (version 2).

    If it isn't paid, you could settle for cents on the dollar for deletion?
     
  4. Apr 30, 2002 #3
    tea

    tea Well-Known Member

    They are all charged off---all of them are from 1994.
     
  5. Apr 30, 2002 #4
    Nave

    Nave Well-Known Member

    The FCRA, there is a sample OC validation letter in the Creditnet sample section.

    -Peace, Dave
     
  6. Apr 30, 2002 #5
    tea

    tea Well-Known Member

    Thx much.
     
  7. Apr 30, 2002 #6
    mindcrime2

    mindcrime2 Well-Known Member

    If the DOLA is (let's say) 12/94, 7 years would be 12/01. How can the CRA say it's not 7 years yet?
     

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