So much information . . . so little time. I tried copying and pasting much of the information here on Creditnet. I had to start a Creditnet folder on my PC just to hold all the documents! I have a folder for Validation, one for OC, one for FDCPA, etc. I found this free nifty little utility on the web. It allows you to save any web site as a PDF document. A PDF file is a portable document format file originated by the Adobe Acrobat program. You can download the free PDF reader from Adobe - www.adobe.com. PDF takes a quick picture of any web page and saves it into a file. Now, when I want to save a Creditnet page, I select File, Print - and I select the CutePDF printer. It prompts me for a file name and location. It is a great way to store the info for studying later. Here's the utility: http://www.acrosoftware.com/Products/CutePDF/Printer.asp *Note: It says Win98 is the minimum operating system, but I have Win95 on my PC and the utility still works.