Has anybody had any dealings, good or bad, with this company? They say it's 26.00 a month for a membership and set up like an HMO for legal services. Letter writing is covered under the plan. I may be signing up as well as considering becoming an associate. Any pros or cons are appreciated. I think it would be cool to be able to call an attorney every month for such a small, flat fee and have them write letters on your behalf. (to creditors, etc) I may try it and report back!